HDFC Bank Personal Loan 2024:पैसे चाहिए जरूरी, जरूरत कोटक से होगी पूरी, 100% Safe इमरजेंसी लोन

HDFC Bank Personal Loan 2024: With a personal loan from HDFC Bank, you can borrow up to Rs 40 lakhs at an interest rate as low as 10.50% p.a. for a period up to 6 years. Another advantage of HDFC Bank’s personal loan facility is that customers can switch to other banks or NBFCs to repay their existing personal loans at lower interest rates. Individuals with a minimum monthly income of Rs 75,000 and seeking a loan of Rs 10,00,000 to Rs 40,00,000 are eligible for the Golden Edge Personal Loan (GEPL), a customized scheme offered by HDFC Bank. In this article, we will be discussing more about the loan scheme that is provided by HDFC Bank to all its eligible members.

Additionally, the bank can pre-approve current customers for a personal loan, meaning they can access their funds in 10 seconds. To get a personal loan from HDFC, you need to visit their head office, find a loan account, and fill out an application form. We should preface this by saying that HDFC personal loans require an HDFC Bank account, and we can also know your credit score and the way you use your bank account. After verifying your bank records, an HDFC personal loan account will be set up for you. You are required to visit the HDFC Bank’s official website, “,” to apply for a personal loan through the HDFC Bank Personal Loan Online scheme that is available.

Also, you must visit the HDFC Bank website to validate your documents, and if the 2024 loan application is approved, transfer the HDFC Bank personal loan amount to your bank account within a few days. When we talk about the eligibility criteria, you must be at least 21 years old and a maximum of 60 years old to apply for the loan scheme from HDFC Bank. Not only that, you must have at least 2 years of work experience overall and 1 year of work experience in your existing company. Below is an overview table that will give you a fresh idea of the HDFC Bank personal loan scheme that you are required to know in detail. So, let us start.

HDFC Bank Personal Loan 2024:पैसे चाहिए जरूरी, जरूरत कोटक से होगी पूरी, 100% Safe इमरजेंसी लोन

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HDFC Bank Personal Loan 2024 – Overview

Bank NameHDFC Bank
Loan TypePersonal Loan
Rate of Interest10.50% to 24% per annum
Loan Amount (Min)Rs. 10,00,000
Loan Amount (Max)Rs. 40,00,000
Personal Loan Tenure (Max)6 years
Age Limit (Min)21 years
Age Limit (Max)60 years
Minimum Salary (Monthly)Rs. 25,000
Processing Fee (Max)Rs. 4999
Instant Personal LoanGuaranteed
CIBIL ScoreMandatory
CIBIL Credit Score Range300 to 900
Latest UpdatesVisit HDFC Bank’s Official Website
Official Website (HDFC Bank)

As we have already mentioned earlier, HDFC Bank is providing instant personal loans to every eligible member who is in need of money. The bank provides loans from Rs. 10,00,000 to Rs. 40,00,000 instantly from the comfort of your home. You need to apply from the website of HDFC Bank, which we have already mentioned. Every individual must meet all the required criteria to avail of the bank’s personal loan scheme. In brief, we have already explained the criteria, so please check the third paragraph of this article if you haven’t read that paragraph. We request that you please read this article fully for a better understanding of this scheme provided by one of the popular banks in India. You must also note that your CIBIL credit score is also considered; you need to score at least 750 to get the offer instantly.

HDFC Bank Personal Loan 2024 – Personal Loan Scheme

As we have already stated before, under the HDFC Bank Personal Loan Scheme, loan amounts up to Rs 40,00,000 are available, with interest rates ranging from 10.50% to 24% per annum with up to 5 years elapsed before repayment. Factors to consider with this loan include the borrower’s credit history, total debt, current income, and future income stability. Both eligibility and equal monthly installments (EMI) have an impact on the overall loan amount. 

Use HDFC Bank’s easy-to-use personalized creditworthiness calculator to find out how much you can borrow instantly. Fixed EMIs are paid according to the loan amount, interest rate, and tenure. Customers have the option to apply for loans through various channels, including online, bank, ATM, or in person at any HDFC Bank branch. The goal of this system is to make it easier and more efficient to meet financial obligations.

HDFC Bank Personal Loan 2024 – How to Apply?

Following are the important steps that you need to know to apply for HDFC Bank’s personal loan schemes in detail, one by one:

  • First of all, you must open any internet browser and visit the official website of HDFC Bank, which is already mentioned above.
  • Then, you need to log in with the ID and password, and then proceed further with the reviewing part.
  • Next, you are required to review a few features, pricing, and mandatory documents that are necessary for uploading and thereafter submitting it on the website itself.
  • After that, you will then be redirected to another page where an application form will be displayed. You need to fill out the application details and proceed further.
  • Now, you must click on the “View Eligible Offers” option to check out the HDFC personal loan offers.
  • Now, you need to click on the “Next” button and proceed further with the mobile number verification, like the OTP that needs to be entered by you after the code is received on your registered mobile number.
  • Finally, you are required to submit your HDFC Bank’s personal loan application form and wait for the bank’s approval, and the amount will be received as soon as possible on your respective bank accounts.

HDFC Bank Personal Loan 2024 – Eligibility Criteria

Following are the eligibility criteria that you are required to know to avail of the HDFC Bank personal loan offer.

  • You must be at least 21 years old and a maximum of 60 years old to apply for the scheme.
  • You must have a minimum of Rs. 25000 as a monthly income to apply for the same.
  • You must have an overall work experience of 2 years, including 1 year at your current company.
  • You must have a CIBIL credit score of 750 and above to apply for this exciting personal loan offer.
  • You must be able to submit every important document at the time of application to avail yourself of this offer.

Frequently Asked Questions – HDFC Bank Personal Loan 2024

Ques: Which bank gives personal loans to its eligible members?

Ans: HDFC Bank gives personal loans to its eligible members.

Ques: How much of a loan does the bank give?

Ans: The bank gives a loan amount ranging from Rs. 10,00,000 to Rs. 40,00,000.

Ques: How much is the minimum interest rate that HDFC bank provides?

Ans: HDFC Bank provides a minimum interest rate of 10.50% per year.

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